Lendbuzz Privacy and Security

Privacy Notice

Below is our Privacy Notice and Policy that explain how we collect, use and protect your personal information. Please read by clicking below. This Notice applies to customers, applicants and former customers of Lendbuzz Funding, LLC. It details our privacy and security practices regarding our relationship with you.

Privacy Notice

California Consumer Privacy Act

The California Consumer Privacy Act is a bill intended to enhance privacy rights and consumer protection for residents of California, United States which went into effect on January 1st, 2020.

CCPA Policy

Privacy Policy

Lendbuzz, Inc. and its affiliates, (collectively, "Lendbuzz", "we", "us", "our") is committed to your privacy and security online. This policy describes the ways we collect, use, share and protect your personal information in connection with your use of www.Lendbuzz.com and any of its subdomains (the “Site”) and the products and services offered on the Site by Lendbuzz Inc. and other third parties that Lendbuzz has partnered with. Information is collected on the Site by Lendbuzz, Inc. in its capacity as servicer and administrator to Lendbuzz Funding LLC. You accept this Privacy Policy when you register on the Site.

When you visit the Site or use the products and services available on the Site we automatically collect certain information from your computer, mobile phone or other access device. Log file information is automatically reported by your browser or mobile device each time you access the Site. When you use the Site, our servers automatically record certain log file information. These server logs may include anonymous information such as your web request, Internet Protocol (“IP”) address, browser type, referring / exit pages and URLs, number of clicks and how you interact with links on the Site, domain names, landing pages, pages viewed, and other such information. When you use the Site, we may also employ clear gifs (also known as web beacons) which are used to anonymously track the online usage patterns of our users. In addition, we may also use clear gifs in HTML-based emails sent to our users to track which emails are opened and which links are clicked by recipients. The information allows for more accurate reporting and improvement of the Site.

Third-party advertisers may use cookies on the Site for the purposes of targeted behavioral advertising. Although you may not opt out of receiving online advertisements generally, you may control the collection of data by third party advertisers on our Site used for targeted advertising during your visits to other websites. To opt-out of this data collection for targeted advertising on other sites, visit the Network Advertising Initiative.

Information we receive from third parties

We may receive information about you from third parties. For example, if you access the Site through a third-party connection or log-in, such as LinkedIn or a referral partner, or otherwise link an account to the Site, that third party may pass certain information about you and your use of its service to us. This information could include the user ID associated with your account (for example, your LinkedIn UID), an access token necessary to access that service, any information that you have permitted the third party to share with us, and any information you have made public in connection with that service. You should always review and, if necessary, adjust your privacy settings on third-party websites and services before linking them to the Site. You may also unlink your third party account from the Site by adjusting your settings on the third party service. If you unlink your third party account, we will remove the information collected about you in connection with that service.

We use Plaid Technologies, Inc. (“Plaid”) to gather End User’s data from financial institutions. By using our service, you grant us and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

How we use cookies

When you access the Site or content or use the products or services available through the Site, we (or companies we work with) may place small data files called cookies or pixel tags on your computer or other device. We use these technologies to recognize you as a customer; customize our services, content and advertising; collect information about your computer or other access device to mitigate risk and help prevent fraud. You are free to decline our cookies if your browser or browser add-on permits, but doing so may interfere with your use of the Site. The help legal section of most browsers or browser add-ons provides instructions on blocking, deleting or disabling cookies. We do not transmit any personal or sensitive information to advertising partners. However, certain partners may collect incoming IP addresses in connection with your visits to our Site, for example, to avoid double counting the number of new members who joined as a result of an advertising campaign.

In the event that any of your information that we control is compromised as a result of a breach of security, we will take reasonable steps to investigate the situation and, where appropriate, notify you and take other steps in accordance with any applicable laws and regulations.

Upon termination or deactivation of your Lendbuzz account on the Site, we may retain your profile information and user content and information for backup, archival, or audit purposes.

Links to or from other websites and services

We are not responsible for the practices employed by websites or services linked to or from the Site, including any information or content they contain. Please remember that when you use a link to go from the Site to another website, our Privacy Policy does not apply to those third-party websites or services. Your browsing and interaction on any third-party website or service, including those that have a link or advertisement on the Site, are subject to that third party’s own rules and policies. In addition, you agree that we are not responsible and we do not have control over any third-parties that you authorize to access your user content. If you are using a third-party website or service (like LinkedIn) and you allow such a third-party access to your user content, you do so at your own risk.

How you can access or change your personal information

You can review and edit some of your personal information at any time by logging into our website.

Children’s privacy

We do not knowingly collect or solicit any information from anyone under the age of 13 or knowingly allow such persons to register as users. The Site and its content are not directed at children under the age of 13. If we learn that we have collected personal information from a child under age 13, we will delete that information as quickly as possible. If you believe that we might have any information from a child under 13, please contact us at help@lendbuzz.com.

Changes to our Privacy Policy

We may amend this policy from time to time to reflect the changes in our business and practices, and so you should review this page periodically. The revised version will be effective at the time we post it. If we make a material change we will notify you of the changes by posting a Policy Update and update the ‘last modified’ date at the bottom of this page.

How you can contact us

If you have questions or concerns regarding this policy, you should contact us by emailing us at help@lendbuzz.com, by calling us at (857) 999-0250 during our operating hours 9:00 AM ET to 9:00 PM ET, Monday through Friday, or by writing to us via regular mail at Lendbuzz, Inc., 100 Summer St., Suite 1920, Boston, MA 02110.

This privacy policy was last modified on February 29, 2024